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HUNT REAL ESTATE
Tod Myers - Agent
Cell: (585) 414-0855

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Didn't this real estate agency used to be a CENTURY 21 real estate agency?
Yes, it did.  However, CENTURY 21 Capital and HUNT Real Estate have merged to help form the regions LARGEST real estate office for selling homes and commercial space.  Now, the power of 1000 HUNT REALTORs in Western NY and the several other ERA REALTORS nationwide are ready to buy or sell a house for you. 

A Final Note About CENTURY 21 & HUNT Real Estate from REALTOR Tod Myers
Buying or selling a home is one of the most important things you will ever do.  Making the switch from CENTURY 21 to HUNT real estate was a difficult one.  However, CENTURY 21 and ERA are owned by the same parent company with different flairs on how to buy or sell a home.  CENTURY 21 was a part of my and my clients lives that helped them buy and sell homes in Rochester, NY.

 

© 2011 HUNT REAL ESTATE, Hunt Real Estate,- Rochester, NY & MyRochesterRealtor.com/ MyRochesterAgent.com. Equal opportunity organizations/Equal housing opportunities. MyRochesterRealtor.com is property of Tod. A. Myers, REALTOR/Lic Real Estate Sales Agent for HUNT REALTY. Each Hunt Real Estate Office is independently owned and operated. All rights reserved. Information appearing on this site has been produced by or obtained from the Greater Rochester Association of Realtors®, Hunt Real Estate Corporation, its representatives and from Hunt franchisees. Hunt Real Estate Corporation & MyRochesterRealtor.com are not responsible for the accuracy or completeness of the information, sales associate information, listing information or other information provided by our others appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. MyRochesterRealtor.com /MyRochesterAgent.com is part of the “MyGroup” of websites; “MyLakefrontHomes.com”, “MyExecutiveHomes.com” “MyFSBOHelper.com” and "MyAgent" - the only true iPhone home search application for the Rochester NY MLS. MyRochesterAgent.com is part of the “MyGroup” of websites; “MyLakefrontHomes.com”, “MyExecutiveHomes.com” and “MyFSBOHelper.com”.   MyRochesterAgent.com, a homes for sale website for the Rochester and western NY area, was previously affiliated with CENTURY 21 & CENTURY 21 Capital Realty.  CENTURY 21 Capital and Hunt Realty, Rochester / Buffalo / Syracuse, NY merged in September 2011 and now operates under the name HUNT REALTY and is also affiliated with Hunt Realty / Columbus Division.

 
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Home Buying Process - Timeline and Paperwork
 
The closing meeting is where ownership of the home is officially transferred from the seller to you. Most of the people involved with the purchase of your home will attend your loan closing. The closing is a formal meeting typically attended by the buyer, a representative of the lender, and the closing agents - which is usually the attorney for the seller and your attorney.
 
First, the closing agents reviews the settlement sheet with you and answers any questions. You then sign the settlement sheet. You will notice that the seller has already signed the forms at a time previous to the actual closing date.
 
Then, the closing agent asks you to sign the other loan documents. Evidence of required insurance and inspections is also presented (if it wasn't previously given to the lender).
 
After that, if everyone agrees that the papers are in order, the buyer submits payment to cover the closing. If the lender will be paying your annual property taxes and homeowners' insurance for you, a new escrow account (or reserve) is established at this point.
 
Finally (here’s the best part) you receive the keys to your new home!
 
After the meeting, the closing agent officially records the mortgage and deed at your local government clerk's office or registry of deeds. This legal transfer of the property may take a few days after closing. The closing agent usually will not disburse the funds to everyone who is owed money from the sale (including the seller, real estate professionals, and the lender) until the transaction has been recorded. It is at the point of deed recordation that you become the official owner of the home.